8:00 AM: Condo & HOA Legislative & Legal Update (2026)

Phaedra Howard, Hellmuth & Johnson


About the Session

  • 2026 Minnesota legislative update impacting condos and HOAs
  • New laws and regulatory changes affecting common interest communities
  • Case law and legal decisions every board should know
  • Reserve funding, transparency, and governance requirements
  • Legislative priorities and proposals for 2027
  • Best practices for staying compliant and reducing legal risk

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9:00 AM: Break



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9:10 AM: HOA & Condo State of the Market: What You Need to Know Heading Into 2027

Josh Reams, Sharper Management
Jake Christenson, RowCal
Mark Foster, HOA Leadership Network, LLC
Joe Grunnet, DRG


About the Session

  • Growth & Development
  • Condominium Market Activity
  • Rising Costs & Assessments
  • Reserve Funding & Capital Planning
  • Aging Communities & Major Projects
  • Board Governance & Homeowner Relations
  • The Role of Professional Management
  • Technology & Communication   
  • Looking Ahead to 2027

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10:10 AM: Break



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10:20 AM: Insurance Under Pressure: Claims, Coverage, Assessments & Risk for Condo & HOA Communities

Jim Pierce, Gavnat
Eric Skarnes, Insurance Warehouse
Lynn Boergerhoff, HOA Leadership Network


About the Session

  • Navigating Insurance Claims
  • Who Pays? Understanding Deductibles & Special Assessments
  • HO6 Coverage & Owner Protection
  • When a Claim Affects a Real Estate Transaction
  • Insurance & Resale Disclosures
  • Association Insurance Requirements
  • Reducing Risk & Managing Insurance Costs
  • What Boards & Property Managers Should Be Asking
  • Avoiding Coverage Gaps
  • The Legal & Financial Consequences

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11:10 AM: First-Party Property Claims: Avoiding Costly Mistakes

Brenda Sauro, Hellmuth & Johnson
Anthony Remick, Hellmuth & Johnson


About the Session

  • Understanding timelines, notice requirements, and policy deadlines
  • Common claim handling mistakes that impact recovery
  • Appraisal disputes and alternative dispute resolution
  • Documentation needed to maximize claim recovery
  • Emerging legal issues affecting property claims
  • Working effectively with adjusters, contractors, and legal counsel
  • Lessons learned from recent Minnesota claim disputes
  • Best practices for boards before, during, and after a major property loss

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